Pier Luigi Fausti
Transcript
Pier Luigi Fausti
Pier Luigi Fausti Born in Cagliari on 28 November 1958 Married, father of three children, resident in Bergamo A) QUALIFICATIONS AND APPOINTMENTS Graduate with honours (UK equivalent first class honours), University of Bologna, 23 February 1982. PhD in Roman law and antiquity, 1986. Bar examination (procuratore legale) at the Bologna Court of Appeal, 1988; not included in the register. Notary Public examinations, 1988. Notary Public in Bergamo since 1989. Lecturer at the Lombardy Notary School from 1995 to 2014 on the courses: “Individual contracts”, “Partnerships” (from 1996), “Loan contracts” (from 2004). Member of the Civil Law Studies Commission and the Commission on relations between banks and public bodies at the National Notaries' Council. Member of the District Notaries' Council for Bergamo in 1993 and 1994; also from 2001 until 2013; President from February 2007 until February 2013. Member of the Lombardy Regional Notaries Committee from February 2007 until February 2013. Since 2010, member of the research group at the Italian Notaries' Foundation on “The modernisation of real estate mortgage law”. ALMA GRADUATE SCHOOL, Bologna 2009-2010. Attended course: Quality in notarial services. M.C.M. A.D.R. Conciliare S.r.l., Bergamo March-May 2011. Attended course: Training course as a specialist mediator 1 In addition: since 2009 he has been invited to give individual lectures on mortgages at the Scuola di Notariato del Triveneto in Padua; in 2010 he taught at the Scuola per Avvocati d’Affari e Giuristi di Impresa (SADA) [School for Business and Company Lawyers] at the University of Bergamo on the LLM in corporate tax and financial management (course: banking and financial transactions); various lectures in the area of mortgages given at banks and institutions. B) PRINCIPAL PRESENTATIONS AT CONFERENCES 1) ITALIAN NOTARIES' WINTER MEETUP, Cortina D’Ampezzo February 1997; presentation on the issue Involvement by the notary in bank loan agreements; 2) LOMBARDY REGIONAL NOTARIES' COMMITTEE, Conference on MORTGAGE LOANS – LEGAL REFLECTIONS AND CONTRACTUAL TECHNIQUES, Bergamo, 13 November 1998; scientific organisation and presentation on the issue The notarised public deed and the regulation of vexatious and unfair clauses 3) SICILY REGIONAL NOTARIES' COMMITTEE Taormina conference, 24/25 March 2000; presentation on the issue Unfair clauses in loan agreements 4) MILAN NOTARIES' COUNCIL, college study meeting at the San Babila Theatre, May 2001; presentation on the issue General considerations on the commentary on the general principles elaborated by the National Notaries' Council concerning mortgage loans. 5) UDINE CHAMBER OF COMMERCE, conference on REAL ESTATE MEDIATION AND RESIDENTIAL MORTGAGES WITHIN THE LAW ON CONSUMER CONTRACTS, Udine 20 December 2002; presentation on the issue Mortgages for residential houses: consumer protection under Italian and Community law; 6) TUSCANY REGIONAL NOTARIES' COMMITTEE, conference RESIDENTIAL MORTGAGES - LEGAL ASPECTS, Florence-Signa 1 February 2003; scientific organisation e presentation on the issue The involvement of the notary in the real estate mortgages sector; 7) ABI, conference on MORTGAGES - BETWEEN LAW AND MARKET ECONOMICS, Rome 26 September 2003; presentation on the issue Clear clauses and balanced services; 2 8) CALABRIA REGIONAL NOTARIES' COMMITTEE, study conference, Vibo Valentia 4 September 2004; presentation on the issue Legislative changes concerning the substitute tax on loans: Decree-Law no. 168 of 12 July 2004, as amended and supplemented; 9) PARADIGMA, TRAINING CONCERNING CONDOMINIUMS, SUBSIDISED HOUSING, THE REGULATION OF NOTARISED NEEDS, TRANSACTION FINANCING AND RECENT DEVELOPMENTS, Rome 18 February 2005; presentation on the issue The financing of real estate deeds and transactions; 10) PARADIGMA, TRAINING CONCERNING CONDOMINIUMS, SUBSIDISED HOUSING, THE REGULATION OF NOTARISED NEEDS, TRANSACTION FINANCING AND RECENT DEVELOPMENTS Milan 11 March 2005; presentation on the issue The financing of real estate deeds and transactions; 11) PARADIGMA, UNBUILT HOUSES AND BUYER PROTECTION, Milan 28 June 2005; presentation on the issue Problems associated with the financing of unbuilt houses: new procedures concerning the sub-division of real estate loans and division of the mortgage; 12) PARADIGMA, NEW RULES ON REAL ESTATE BANKRUPTCIES, SURETIES AND INSURANCE GUARANTEES, CONTENT OF THE PRELIMINARY SALE AGREEMENT AND BUYER PROTECTION, Pordenone 11 July 2005; presentation on the issue The new procedures concerning the sub-division of real estate loans and division of the mortgage introduced by the amendment to Article 39 of the Italian Banking Act; 13) IL SOLE ONG ONLUS, conference on MICROCREDIT AND ENTREPRENEURSHIP IN THE NORTH AND SOUTH OF THE WORLD – FROM MICROCREDIT TO MICROFINANCE, Milan 10 November 2005; presentation on the issue Legal reflections in relation to microcredit; 14) PARADIGMA, REAL ESTATE FINANCING AND MORTGAGE AGREEMENTS, Milan 23 February 2006; presentation on the issue Advance repayment, renegotiation and transfer of mortgages; regulations, limits and acceleration clauses; 15) PARADIGMA, TRANSFER OF REAL ESTATE OWNERSHIP, Milan 28 March 2006; presentation on the issue The provisions introduced by the Italian Consumer Code and their relevance for deeds of transfer for corporate real estate and mortgage loan agreements; 3 16) FLORENCE DISTRICT NOTARIES' COLLEGE, Florence, 1° April 2006; presentation on the issue The Italian Consumer Code and Banking Act; 17) ORDER OF CHARTERED ACCOUNTANTS OF BERGAMO, Bergamo, 4 May 2006; presentation on the issue Protection of promissory buyers of unbuilt real estate and clauses to be included in the respective preliminary sale agreements; 18) ABI, ABI-TRAINING DIVISION, INTER-COMPANY PROGRAMMES SECTOR, conference on THE DEVELOPMENT OF ANTI-MONEY LAUNDERING LEGISLATION: ORGANISATIONAL IMPACTS, Rome, 27 June 2006; presentation on the issue The new rules for professionals and nonfinancial operators; 19) BRESCIA DISTRICT NOTARIES' COMMITTEE, Brescia, 17 July 2006; presentation on the issue Mortgages and other bank loans; 20) UNIVERSITY OF SIENA, study seminar on CONSUMER PROTECTION UNDER LOAN AGREEMENTS, Siena 26-27 September 2006; presentation on the issue Transparency and the early redemption of loan agreements; 21) PARADIGMA, MORTGAGE AGREEMENTS UNDER THE “LIBERALISATION DECREE” AND NEW MARKET CONDITIONS, Milan 20 March 2007; presentation on the issue The new rules on the transferability of real estate loans and subrogation: legislation and contractual issues; 22) PARADIGMA, TRANSFER OF OWNERSHIP AND RECENT PRIVATE LAW AND TAX DEVELOPMENTS, Milan 28 March 2007; presentation on the issue The transfer and financing of properties in the light of the provisions introduced by Italian Decree-Law no. 7 of 2007; 23) PARADIGMA, LOAN AGREEMENTS IN THE “LIBERALISATIONS PACKAGE”, Milan, 15 May 2007; presentation on the issue The transferability of mortgages and other loan agreements: regulations, limits and opportunities associated with the recourse to subrogation; 24) BERGAMO NOTARIES' COUNCIL, conference MORTGAGE LOANS AND THE BERSANI LAW, Bergamo 14 June 2007; scientific organisation e presentation on the issue Transferability of mortgages; 25) MILAN NOTARIES' COUNCIL, college study meeting; S. Fedele auditorium, Milan, 2 July 2007; presentation on the issue Articles 7 and 8 of the "Bersani 2" law; 26) GROSSETO NOTARIAL DISTRICT, TUSCANY REGIONAL NOTARIES' COMMITTEE, CONFCONSUMATORI TOSCANA, conference on BANK LOAN 4 AGREEMENTS: CONSUMER PROTECTION AND LEGISLATIVE CHANGES Grosseto 6 July 2007; presentation on the issue Bersani 2 law: reflections on Articles 7 and 8; 27) PARADIGMA, REAL ESTATE TRANSFER: RECENT LEGISLATIVE DEVELOPMENTS AND OPERATIONAL PRACTICE, Milan 5 October 2007; presentation on the issue The transferability of real estate mortgages and recourse to subrogation: regulations, protection of the parties involved and problems associated with the conclusion of the new loan; 28) CUNEO NOTARIES' COUNCIL, Cuneo 13 October 2007 – speaker at the study meeting on the issue Real estate mortgages: consumer protection and legislative changes; 29) FRANCO-ITALIAN NOTARIES' COMMITTEE FOR LIGURIA AND PROVENCE, THE NOTARIAL GUARANTEE OF ACCESS TO CREDIT, Genoa 20 October 2007; presentation on the issue Reverse mortgages. Fairness and transparency in real estate loans: the role of the notary - current outlook and prospects; 30) ITALIAN NOTARIES' FOUNDATION, conference on THE CONTRIBUTION OF THE NOTARY TO THE SIMPLIFICATION OF REAL ESTATE LOANS, Venice 17 November 2007; presentation on the issue Yet another crisis for real estate loans. From the economic analysis of “transferability” to the legal analysis of financial relations; 31) IPSOA, update meeting on DONATIONS OF AND FINANCING OF RESIDENTIAL PROPERTIES, Milan 27 November 2007; presentation on the issue Reverse mortgages – the new subrogation and the effects on banking and notarial activities; 32) MILAN NOTARIES' COUNCIL, college study meeting at the S. Fedele auditorium, 3 March 2008; presentation on the issue Subrogation: scenario, practice and rates; 33) UNIVERSITY OF SIENA, NATIONAL NOTARIES' COUNCIL, INTERDEPARTMENTAL CENTRE FOR THE STUDY OF PRIVATE LAW and ITALIAN NOTARIES' FOUNDATION, conference on BANKING AND NOTARIAL PRACTICE IN RELATION TO MORTGAGES: TRANSFERABILITY, RENEGOTIATION AND AUTOMATIC CANCELLATION OF THE MORTGAGE, Siena 27 June 2008; presentation on the issue Mortgage renegotiation; 34) PUGLIA REGIONAL NOTARIES' COMMITTEE, conference on CURRENT ISSUES AND PROBLEMS REGARDING RELATIVE NULLITY, Bari July 2008; presentation on the issue Mortgage loan agreements and the role of the notary in the light of the Consumer Code; 5 35) ITALIAN YOUNG NOTARIES' ASSOCIATION –ASIGN- conference on NEW DEVELOPMENTS AND PROBLEMS IN THE AREA OF REAL PROPERTY TRANSFERS, Roma, September 2008; presentation on the issue Bank loans and the relative mortgage guarantees in the wake of the new Bersani law rules; 36) MARCUS EVANS CONFERENCES, seminars on THE MORTGAGE MARKET AND NEW SCENARIOS, LEGISLATIVE CHANGES, DEVELOPMENTS AND OPPORTUNITIES WITHIN THE INNOVATIVE MORTGAGE MARKET FRAMEWORK – RELATION AND TRANSPARENCY: THE KEY TO SUCCESS FOR REVOLUTIONISING THE MORTGAGE MARKET, Milan 15 September 2008; presentation on the issue The new rules on the renegotiation and transferability of mortgages: the role of the notary; 37) UNIONCAMERE PIEDMONT, conference on LOAN AGREEMENTS, BETWEEN RENEGOTIATION AND TRANSFERABILITY: CRITICAL ISSUES AND SOLUTIONS, Turin 20 October 2008; presentation on the issue Renegotiation, transferability and the automatic cancellation of mortgages; 38) NOTARIES' COUNCIL FOR THE JOINT DISTRICTS OF GENOA AND CHIAVARI, study seminar on REAL ESTATE GUARANTEES IN NOTARIAL PRACTICE, Genoa 14 February 2009; presentation on the issue Real estate mortgages and the provisions on transferability; 39) DISIANO PREITE ASSOCIATION FOR THE STUDY OF CORPORATE LAW, UNIVERSITY OF ROME TOR VERGATA FACULTY OF ECONOMICS, seminar on RECENT DEVELOPMENTS IN BANK-CLIENT RELATIONS, Milan 14 May 2009, presentation on the issue The transferability of mortgages and the rules on interest; 40) BERGAMO NOTARIES' COUNCIL, BRESCIA NOTARIES' COUNCIL, ASSOCIATION OF NOTARIES OF LOMBARDY AND THE THREE VENICES, conference on NEW TAX FEDERALISM: A REVOLUTION FOR THE COUNTRY, Bergamo 22 May 2009; presentation on the issue The role of notaries within the new federal perspective; 41) ITALIAN NOTARIES' FOUNDATION, NEW MORTGAGE RULES. THE ROLE OF THE NOTARY AND BANKING PRACTICE, Milan 12 June 2009; presentation on the issue The role of the notary in mortgage loans: surveying, transparency, advice, proposition; 42) NOTARIES' COUNCIL OF THE JOINT DISTRICT OF SIENA AND MONTEPULCIANO, conference on THE UNCODIFIED RULES ON REAL 6 ESTATE MORTGAGES, Siena 28 November 2009; presentation on the issue Legal observatory on bank loan agreements: cases and materials; 43) ITALIAN YOUNG NOTARIES' ASSOCIATION -ASIGN- conference on THE PREVENTIVE JURISDICTIONAL FUNCTION OF THE NOTARY. CONTROLS OF LEGALITY WITHIN THE FRAMEWORK OF CONSTITUTIONAL VALUES, Turin, 11-12 December 2009, presentation on the issue Cases and materials relating to mortgage loans; 44) UNIVERSITY OF BERGAMO - meetings of “Corporate rules and procedures” – THE REFORM OF THE FINANCIAL SYSTEM AND BANKCLIENT RELATIONS. April-June 2010. Scientific direction of the course of meetings. Bergamo, 20 May 2010 presentation on the issue Reverse mortgages; 45) TRENTO ECONOMICS FESTIVAL - fifth edition – INFORMATION, CHOICES AND DEVELOPMENT. Trento, 5 June 2010, discussions: Knowing how to choose the best mortgage; 46) CALABRIA REGIONAL NOTARIES' COMMITTEE – conference on CRITICAL ISSUES IN REAL ESTATE ADVERTISING: THE BLUNDERBUSS AND THE SATELLITE. Villa San Giovanni (Reggio Calabria), 9 July 2010, presentation on the issue Critical issues relating to registrations and the relative annotations. 47) SICILY REGIONAL NOTARIES' COMMITTEE – conference on CURRENT ISSUES AND PRACTICE FOR REAL ESTATE LOANS. Caltanissetta, 3 December 2010, presentation on the issue The changes introduced by Legislative Decree no. 141 of 2010. 48) BOLOGNA NOTARIES' COUNCIL – study meeting. Bologna, 2 May 2011, presentation on the issue Overview of recent legislative changes in the area of mortgage loans. 49) INTERREGIONAL COMMITTEE OF THE THE THREE VENICES – study day on BANK NULLITY, CONTROLS. Padua, 14 May 2011, Banking contracts within the recent legislative outlook. NOTARIES' COUNCIL OF LOANS: SIMPLIFICATION, presentation on the issue panorama: comments and 50) TRENTO ECONOMICS FESTIVAL - sixth edition – THE BOUNDS OF ECONOMIC FREEDOM. Trento, 4 June 2011, BUYING A HOUSE WITH PEACE OF MIND - ADVICE FROM NOTARIES: Informed mortgages. 51) BERGAMO FORMAZIONE, special company of the Bergamo Chamber of Commerce, COURSE ON MEDIATION FOR BUSINESS AGENTS. 7 Bergamo, 8 June 2011. Presentation on the issue The house buyer's mortgage. 52) OPTIME. TRAINING, STUDY, RESEARCH, Transfer of ownership of real estate: The Development Decree and recent changes in legislation and case law. Milan 28 June 2011. Presentation on the issue New issues concerning mortgage loans within recent legislative changes and the provisions of the Development Decree. 53) OPTIME. TRAINING, STUDY, RESEARCH, Loan agreements: recent legislative changes and everyday practice - review of products and distribution strategies. Milan 18 and 19 October 2011. Presentation on the issue The procedural simplification of mortgage transfer operations. 54) MILAN NOTARIES' COUNCIL, The mortgage agreement. Recent legislative developments. Milan 11 April and 16 May 2012. Professional update lessons for notaries. 55) NOTARIES' COUNCIL OF THE JOINT DISTRICTS OF FLORENCE, PISTOIA AND PRATO - conference on ISSUES AND POINTS FOR DISCUSSION CONCERNING THE BANKS IN A TIME OF CRISIS. Montecatini, 4-5 May 2012, presentation on the issue Initial reflections on insurance associated with mortgage loans. 56) OPTIME. TRAINING, STUDY AND RESEARCH, New issues of interest for notaries within recent legislation. Milan 16 and 17 May 2012. Presentation on the issue New issues relating to mortgage loans and other banking contracts. 57) BERGAMO CHAMBER OF COMMERCE, Innovative start-ups: prerequisites, required action and benefits. Bergamo, 4 February 2013. Presentation on the issue Introduction to the concept of the “innovative startup”. 58) UNIVERSITY OF BERGAMO – DEPARTMENT OF LEGAL SCIENCE, New financing models for SMEs. Bergamo 19 December 2013. Presentation on the issue The simplified srl [Italian limited company] and the reduced capital srl. 59) NOTARIES' COUNCIL OF THE JOINT DISTRICTS OF FLORENCE, PISTOIA AND PRATO, Mortgage credit – internal legal issues and the outlook for European harmonisation. Pietrasanta, 20 June 2014. Presentation on the issue Debtor insurance as a mortgage loan “guarantee”: comments on the recent legislation. 60) UNIVERSITY OF FERRARA, Department of Law, Rovigo campus, The new European legislation on loan agreements concluded in order to finance 8 the purchase of real estate – Directive 2014/17/EU and its implementation in Italian law. Rovigo, 24 October 2014, presentation on the issue of Paired and aggregated marketing practices with particular reference to insurance contracts associated with loan agreements. 61) UNIVERSITY OF BERGAMO, supplementary teaching appointment as part of the official Banking Law course: tutoring October-November 2014. 62) ITALIAN NOTARIES' FOUNDATION – telematic conference – The new EU law on mortgage loans, Rome 10 December 2014, presentation on the issue Insurance contracts associated with loan agreements. He has also made presentations concerning mortgage loans: in Milan for the Institute for the Study and Dissemination of Arbitration and International Commercial Law (ISDACI); at the Notaries' Councils of Bergamo (13 November 1998), Naples (2000) and Cagliari (13 June 2003); and at Paradigma Milan-Rome (May 2004); etc. C) PUBLICATIONS 1) Bank loan agreements and the intervention of the notary [Contratti bancari di finanziamento e intervento del notaio], in Notariato, 1996, 5, 477 et seq; and in the collective publication, Consumers, contracts and conflict [Consumatori, contratti, conflittualità], Milan, 2000, 459 et seq 2) Revisiting the taxation of losses in excess of invested capital [Ancora sul trattamento fiscale delle perdite eccedenti il capitale], in Giust. civ., 1997, 12, 3167 et seq 3) The notarised public deed and the rules on vexatious and unfair clauses [L'atto pubblico notarile e la disciplina delle clausole vessatorie ed abusive], in Mortgage loans – legal reflections and contractual techniques acts of the conference of the Lombardy Regional Notaries' Committee [Mutui ipotecari - riflessioni giuridiche e tecniche contrattuali - atti del conference del Comitato Regionale Notarile Lombardo], Bergamo, 13 November 1998, Milan, 1999, 133 et seq; e in Federnotizie, 1999, 1, 13 et seq 4) Loan agreements: can default interest also be regarded as constituting usury? [Contratto di mutuo: anche gli interessi di mora possono essere usurari?], in Immobili & Proprietà, 2000, 10, 561 et seq 5) Loans and ius variandi [Mutuo e ius variandi], in Notariato, 2000, 1, 54 et seq, in Studies on mortgage loans [Studi in tema di mutui ipotecari], Milan, 2001, 207 et seq 6) Brief update on default, usury, compound interest and early redemption fees [Breve aggiornamento in tema di mora, usura, anatocismo e 9 compenso per anticipata estinzione], in Studies on mortgage loans [Studi in tema di mutui ipotecari], Milan, 2001, 219 et seq 7) Questions relating to the unilateral dissolution of bank loan agreements [Questioni in tema di scioglimento unilaterale del contratto di mutuo bancario], in Notariato, 2001, 1, 63 et seq, in Studies on mortgage loans [Studi in tema di mutui ipotecari], Milan, 2001, 237 et seq 8) European Union initiatives relating to residential housing. The role of the notary [Le iniziative dell'Unione Europea in materia di mutui per la casa di abitazione. Il ruolo del Notariato], in Notariato, 2002, 4, 432 et seq 9) Loans and notaries – protection for the weaker contracting party, from professional ethics to rules and sanctions. A cultural commitment for notaries [Mutui e notai – tutela del contraente debole, da imperativo deontologico a regole e sanzioni. Un impegno culturale per il Notariato], in Attività, riv. trim. del Consiglio Nazionale del Notariato, 2002, 2, 38 et seq 10) Banking transparency - the opinion [La trasparenza bancaria- il parere], in Federnotizie, January 2004 11) Loans [Il mutuo], Treatise on civil law of the National Notaries' Council, Naples-Rome, 2004 12) Executed copies and authenticated private agreements esecutiva e scrittura privata autenticata], in Federnotizie, July 2005 [Copia 13) Legal reflections on microcredit. For a fair and rational law [Riflessioni giuridiche intorno al microcredito. Per un diritto equo e razionale], in POLITEIA, rivista di etica e scelte pubbliche, no. 80/2005 p.197-213 14) The Consumer code, the ambiguous role of negotiations and the importance of transparency (with new considerations on the role of the notary in banking loan agreements) [Il codice del consumo, il ruolo ambiguo della trattativa e l’importanza della trasparenza (con nuove considerazioni sul ruolo del notaio nei contratti di finanziamento bancari], in Notariato, 2007, 1, 59 et seq 15) Are the new rules on Ius Variandi applicable to loans? [Le novità in tema di Ius Variandi sono applicabili ai mutui?], in CNN Notizie, information sheet of the National Council of Notaries, 13 March 2007 16) Early redemption of loans and transferability of mortgages (Articles 7, 8 and 8-bis of Law no. 40 of 2 April 2007) [Anticipata estinzione del mutuo e portabilità dell’ipoteca (articoli 7, 8 e 8 bis della legge 2 April 2007, n.40)], supplement to no. 5/07 of Banca, borsa e titoli di credito 10 17) Yet another crisis for mortgage loans. From an economic analysis of “transferability” to a legal analysis of financial relations [Ancora una crisi per i mutui ipotecari. Dall’analisi economica della “portabilità” all’analisi giuridica dei rapporti finanziari], in Annals of the Italian Notaries' Foundation, acts of the Venice Conference of 17 November 2007 [Quaderni della Fondazione italiana per il notariato, atti del conference di Venezia del 17 November 2007] 18) The renegotiation of loans [La rinegoziazione dei mutui], in Banca, borsa e titoli di credito, 2008, I, 6, 746 et seq; and in Studies and materials, quarterly annals of the National Notaries' Council [Studi e materiali, Quaderni trimestrali del Consiglio Nazionale del Notariato] (study no. 6962008/C), 2008, 4, 1505 et seq 19) The role of the notary in mortgage loans: surveying, transparency, advice, proposition [Il ruolo del notaio nei mutui ipotecari: rilevazione, trasparenza, consulenza, proposizione], in Annals of the Italian Notaries' Foundation, acts of the Milan Conference of 12 June 2009 [Quaderni della Fondazione italiana per il notariato, atti del conference di Venezia del 12 giugno 2009] 20) Deed of consent to subrogation [Atto di consenso alla surrogazione], in Notariato, 2009, 4, 420 et seq 21) Debtor insurance as a mortgage loan “guarantee”: commentary on the recent legislation [Assicurazioni del debitore a “garanzia” dei mutui ipotecari: considerazioni sulla recente disciplina], in Banca, borsa e titoli di credito, 2014, 5, I, 614 et seq D) OTHER ACTIVITIES Participation in the working group organised at the National Notaries' Council with the principal associations of consumers in order to prepare the Consumer's Guide entitled Knowing about Mortgages. advice for mortgage loan applicants [Mutuo Informato. Indicazioni a chi richiede un mutuo ipotecario] (two editions: September 2006 and May 2008) and Pricevalue. the benefits of transparency in real estate sales [Prezzo-Valore. I vantaggi della trasparenza nelle vendite immobiliari] (July 2007). Organisation of the conference Mortgage loans – legal reflections and contractual techniques, Bergamo, 13 November 1998 Scientific organisation of the conference Housebuyer's loans – legal aspects, Florence Signa 1 February 2003; 11 Scientific organisation of the conference New mortgage rules – the role of the notary and banking practice, Milan 12 June 2009 Organisation of the conference Out of court conciliation and electronic deeds, Bergamo, 22 February 2011 Speaker at the BergamoScienza festival, September-October 2011: 1) Conference: The law of nature and the nature of law Presenters: Fritjof Capra, Austrian physicist and essayist, Berkeley, California, Ugo Mattei, Faculty of Law at the University of Turin; Hastings, California. Introduction and moderation: Pier Luigi Fausti. 2) Screening of the film: INSIDE JOB. The first documentary on the 2008 global economic crisis. Directed by: Charles Ferguson – Cast: Matt Damon (USA 2010) Debate: Andrea Moltrasio – entrepreneur, President of the BergamoScienza Association Ugo Mattei - Faculty of Law, University of Turin; University of California, Hastings College of the Law Massimo Mucchetti – journalist at the Corriere della Sera Introduction, moderation and commentary: Pier Luigi Fausti Presentation of the book “Seals and arms. Notaries and the Risorgimento between Bergamo and Brescia” [“Sigilli e armi. Notai e Risorgimento tra Bergamo e Brescia”], by Adriana Bortolotti and Lia Corna, Bergamo 26 November 2011. Organisation of the conference New professional partnerships, Bergamo, 25 October 2012. Presentation of the book CARLO LEIDI “THERE'S SOMETHING NEW IN THIS LAND” [“C’È DEL NUOVO IN QUESTA TERRA”]. WRITINGS ON PHOTOGRAPHY, CULTURE AND SOCIETY Edited by Giovanni Mimmo Boninelli, Bergamo 6 March 2013 Participation in various working groups at the Studies Commission of the National Notaries' Council, at the Italian Banking Association and at individual banks. Videos and television broadcasts at the Corriere della Sera, Il Sole 24 Ore, Odeon Tv and Bergamo TV. 12